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Please have the following information available
at our first meeting. The requirements will vary for each lender
and will also depend on your individual circumstances.
Personal Information
Personal Identification -
Identification must add up to 100 points
 70pts:
passport, birth certificate or citizenship certificate
40pts:
driver's licence
25pts:
council rates notice, credit card, or
Medicare card
Income Information
Salary
Last
3 payslips; OR
A
letter from your employer including start date, occupation and
annual gross income
Last
group certificates OR tax return
Self Employed or Business
Last
2 years Business/Company Tax Returns & Financials
Last
2 years Personal Tax Returns
Copy
of Trust Deed (if applicable)
Not Employed
Letter
from Centrelink
Supporting Deposit, Equity, Gift
Savings
Bank
account statements for last 6 months
Interest
Share
certificates and/or recent statements
Gifts
Statutory
Declaration confirming amount and that it is non-repayable
Current Commitments
Loan statements for the last 6 months
Most recent credit cards statements (including store cards)
Current Protection
Life
insurance statement including amount of life and disability cover
Superannuation
Fund statement including life and disability cover
Loan Type
If Property Purchase
Signed
contract (or current contract if not yet signed). This will include
purchase price, deposit paid, settlement
 date
and any other contract conditions applicable
If Refinance
Current
Rates Notice of property being refinanced
Last 12 months loan statements for your existing mortgage showing balance and
repayments
If Construct
Builders
contract
Plans and specifications
If Investment Property
Current lease agreement
Confirmation
of rental income or recent rent statement
To print a pdf copy of this checklist, please click here.
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